Senior Credit Risk Analyst Job Vacancy in Kumba, Cameroon – Banking & Financial Services
Job Description
Position: Senior Credit Risk Analyst
Company: Ecobank Cameroon
Location: Kumba, Cameroon
Experience: 5+ years in credit risk analysis
Education: Bachelor’s degree in Finance, Economics, or related field; Master’s preferred
Employment Type: Full-time
Industry: Banking & Financial Services
Department: Credit Risk Management
Salary: 800,000 – 1,200,000 SSP per month
Vacancies:1
Company Overview
Ecobank Cameroon is a leading pan-African banking institution with a strong footprint across the Central African region. Established in 1985, Ecobank provides a comprehensive suite of retail, corporate, and investment banking services to individuals, SMEs, and large enterprises. With a commitment to financial inclusion, digital innovation, and sustainable growth, Ecobank has become a trusted partner for businesses and consumers alike. The Kumba branch serves as a strategic hub for the Southwest region, supporting local economic development and offering tailored financial solutions that align with Cameroon’s growth agenda. As part of Ecobank’s global network, employees benefit from cross‑border collaboration, continuous learning, and exposure to best practices in the banking sector. This role contributes directly to the bank’s mission of fostering responsible credit practices and safeguarding asset quality, making it an ideal platform for professionals seeking impactful careers in Cameroon Jobs.
Job Overview
The Senior Credit Risk Analyst will lead the assessment, monitoring, and mitigation of credit risk for Ecobank’s corporate portfolio in the Southwest region. Working closely with relationship managers, product specialists, and senior management, the analyst will develop robust risk models, conduct thorough credit reviews, and ensure compliance with regulatory standards. This position plays a pivotal role in shaping the bank’s risk appetite, enhancing portfolio performance, and supporting sustainable lending practices. Candidates will have the opportunity to influence policy, drive analytical excellence, and contribute to the bank’s strategic objectives. For more information about Ecobank’s career opportunities, visit our main portal: https://cameroonjobsearch.com
Key Responsibilities
- Conduct comprehensive credit risk assessments for new and existing corporate borrowers, including financial statement analysis, cash‑flow modeling, and industry risk evaluation.
- Develop and maintain quantitative risk rating models, stress‑testing frameworks, and early‑warning indicators to proactively identify potential deteriorations.
- Prepare detailed credit proposals, risk memoranda, and presentation decks for senior credit committees, ensuring clear articulation of risk factors and mitigation strategies.
- Monitor portfolio performance on a continuous basis, flagging non‑performing loans, and recommending corrective actions or restructuring where appropriate.
- Collaborate with product teams to design credit products that balance profitability with prudent risk management.
- Ensure adherence to local regulatory requirements, Basel III standards, and Ecobank’s internal risk policies.
- Mentor junior analysts, providing guidance on analytical techniques, report writing, and regulatory compliance.
- Participate in cross‑functional projects aimed at enhancing credit risk analytics, data quality, and reporting automation.
Required Skills
- Advanced proficiency in financial analysis, ratio interpretation, and cash‑flow forecasting.
- Strong knowledge of credit risk modeling, Basel regulations, and local banking legislation.
- Expertise in statistical software (e.g., SAS, R, Python) and advanced Excel modeling.
- Excellent written and verbal communication skills, with the ability to present complex risk concepts to senior stakeholders.
- Critical thinking, problem‑solving orientation, and attention to detail.
- Ability to work independently and manage multiple credit reviews under tight deadlines.
Education
A minimum of a Bachelor’s degree in Finance, Economics, Business Administration, or a related discipline is required. A Master’s degree (MBA, MSc Finance) or professional certifications such as CFA, FRM, or CERA are highly desirable and will be considered an advantage during the selection process.
Experience
Applicants must have at least five years of hands‑on experience in credit risk analysis within a commercial banking environment, preferably with exposure to corporate lending in emerging markets. Experience in developing risk rating models, conducting stress tests, and presenting to credit committees is essential.
Salary
The compensation package ranges from 800,000 to 1,200,000 SSP per month, commensurate with experience, qualifications, and performance. The package includes a performance‑based bonus, health insurance, and retirement benefits.
Benefits
- Competitive base salary with annual performance bonus.
- Comprehensive health and life insurance coverage.
- Retirement savings plan with employer contributions.
- Paid annual leave and public holidays.
- Employee assistance program and wellness initiatives.
Training
- Access to Ecobank’s Academy for continuous professional development, including risk management certifications.
- On‑the‑job mentorship from senior risk officers and cross‑regional knowledge sharing.
- Opportunities to attend international banking conferences and workshops.
Working Environment
Ecobank offers a collaborative, inclusive, and technology‑driven workplace. The Kumba office features modern facilities, secure data environments, and a culture that encourages innovation and ethical conduct. Employees benefit from flexible working arrangements, a supportive leadership team, and a commitment to work‑life balance.
Application Process
Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through Ecobank’s online career portal. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for a virtual interview followed by an on‑site assessment.
Equal Opportunity Statement
Ecobank Cameroon is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, disability, or sexual orientation. All qualified applicants will receive consideration for employment without discrimination.
