Credit Risk Analyst Job Vacancy in Yaoundé, Cameroon – Banking & Financial Services

Job Description

Position: Credit Risk Analyst

Company: Standard Chartered Bank Cameroon

Location: Yaoundé, Cameroon

Experience: 3-5 years in credit risk analysis or related finance roles

Education: Bachelor’s degree in Finance, Economics, Business Administration or related field; Master’s preferred

Employment Type: Full-time

Industry: Banking & Financial Services

Department: Risk Management

Salary: 1,200,000 – 2,000,000 SSP per month

Vacancies:1

Company Overview

Standard Chartered Bank Cameroon, a subsidiary of the globally recognised Standard Chartered Group, has been operating in the Central African region for over three decades. The bank offers a comprehensive suite of retail, corporate, and investment banking services, supporting both local enterprises and multinational corporations. With a strong commitment to sustainable finance, digital innovation, and inclusive growth, Standard Chartered Cameroon plays a pivotal role in the economic development of Yaoundé and the wider nation. As a leading employer, the bank provides a dynamic environment where talent thrives, making it a top destination for professionals seeking career advancement in Cameroon Jobs.

Job Overview

The Credit Risk Analyst will join the Risk Management Department to evaluate creditworthiness of corporate and SME clients, develop risk models, and support the bank’s lending decisions. This role is central to maintaining the bank’s high standards of risk governance while contributing to the growth of the financial sector in Cameroon. The successful candidate will collaborate with relationship managers, senior risk officers, and the analytics team to ensure that credit portfolios align with regulatory requirements and the bank’s strategic objectives. This position offers a unique opportunity to influence credit policy, enhance risk assessment techniques, and drive sustainable banking practices across the region.

For more information about Standard Chartered’s commitment to career development, visit our career portal.

Key Responsibilities

• Conduct thorough credit analysis of new and existing corporate and SME borrowers, including financial statement review, cash flow modeling, and industry assessment.
• Prepare detailed credit risk reports and present findings to senior management and credit committees.
• Develop and maintain credit risk rating models, ensuring they reflect current market conditions and regulatory standards.
• Monitor portfolio performance, identify early warning signals, and recommend risk mitigation actions.
• Collaborate with relationship managers to structure loan proposals that balance client needs with risk appetite.
• Stay updated on local and international banking regulations, including Basel III and Central Bank of Cameroon guidelines.
• Assist in the preparation of stress testing scenarios and contribute to the bank’s overall risk appetite framework.

Required Skills

• Strong analytical and quantitative abilities with proficiency in financial modeling and Excel.
• Excellent written and verbal communication skills in English and French.
• Knowledge of credit risk assessment tools and methodologies.
• Ability to work independently and as part of a cross‑functional team.
• Attention to detail and strong organizational skills.
• Familiarity with banking software such as Moody’s Analytics, SAS, or similar platforms.

Education

A minimum of a Bachelor’s degree in Finance, Economics, Business Administration, or a related discipline is required. Candidates holding a Master’s degree or professional certifications such as CFA, FRM, or CPA will be given preference.

Experience

Applicants should have 3 to 5 years of experience in credit risk analysis, loan underwriting, or a similar role within a banking or financial services environment. Experience in the Cameroonian market or Central African region is advantageous.

Salary

The position offers a competitive salary ranging from 1,200,000 to 2,000,000 SSP per month, complemented by performance‑based bonuses, health insurance, and a comprehensive retirement plan.

Benefits

• Health and dental coverage.
• Retirement savings scheme.
• Annual performance bonus.
• Professional development allowance.
• Flexible working hours and remote work options.
• Employee assistance program.

Training

• On‑boarding program covering bank policies, risk frameworks, and compliance.
• Continuous learning opportunities through internal workshops, webinars, and external certifications.
• Mentorship from senior risk officers and access to global Standard Chartered learning platforms.

Working Environment

Standard Chartered Cameroon offers a collaborative, inclusive, and technology‑driven workplace located in the heart of Yaoundé’s business district. The office features modern workstations, meeting rooms equipped with video‑conferencing tools, and dedicated spaces for focused analysis. Employees benefit from a culture that values diversity, ethical conduct, and community involvement, aligning with the bank’s global standards for a safe and supportive environment.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through the online application portal. Applications will be reviewed on a rolling basis, and shortlisted candidates will be invited for an initial virtual interview followed by an on‑site assessment at the Yaoundé office.

Equal Opportunity Statement

Standard Chartered Bank Cameroon is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, disability, or sexual orientation. Our recruitment practices are designed to ensure fairness and transparency, supporting the goal of providing meaningful Career Opportunities in Cameroon for talented professionals.