Credit Risk Analyst Job Vacancy in Yaoundé, Cameroon – Banking & Financial Services

Job Description

Position: Credit Risk Analyst

Company: Standard Chartered Bank Cameroon

Location: Yaoundé, Cameroon

Experience: 3-5 years in credit analysis or risk assessment

Education: Bachelor’s degree in Finance, Economics, or related field

Employment Type: Full-time

Industry: Banking & Financial Services

Department: Credit Risk Management

Salary: 800,000 – 1,200,000 SSP per month

Vacancies:1

Company Overview

Standard Chartered Bank Cameroon is a leading international bank with a strong presence across Africa. Established over a century ago, the bank combines global expertise with deep local insight to deliver innovative financial solutions. In Cameroon, the bank supports individuals, SMEs, and large corporations through a comprehensive portfolio of products, including retail banking, corporate finance, trade services, and digital banking platforms. As part of its commitment to sustainable growth, Standard Chartered invests heavily in talent development, corporate responsibility, and cutting‑edge technology, making it a top employer for ambitious professionals seeking career advancement in the banking sector. The bank’s inclusive culture, focus on ethical conduct, and dedication to community development create a dynamic environment where employees can thrive while contributing to the economic progress of Cameroon. This role offers a unique opportunity to join a reputable institution that values expertise, integrity, and innovation, positioning you at the forefront of credit risk management in a rapidly evolving market.

Job Overview

The Credit Risk Analyst will play a pivotal role in assessing the creditworthiness of corporate and SME clients, ensuring that lending decisions align with the bank’s risk appetite and regulatory standards. Reporting to the Head of Credit Risk, you will analyze financial statements, market trends, and industry data to produce comprehensive risk assessments and credit proposals. This position is central to safeguarding the bank’s asset quality while supporting growth objectives. By collaborating with relationship managers, product specialists, and senior risk officers, you will help shape the bank’s credit portfolio, contribute to policy development, and enhance risk mitigation strategies. The role offers exposure to a diverse client base, advanced analytical tools, and a supportive team environment, making it an ideal platform for professionals aiming to deepen their expertise in credit risk within a leading international banking institution.

Key Responsibilities

• Conduct thorough financial analysis of corporate and SME borrowers, including cash flow modeling, ratio analysis, and scenario testing.
• Prepare detailed credit memorandums and risk rating recommendations for approval committees.
• Monitor existing loan portfolios, identify early warning signs, and recommend corrective actions.
• Collaborate with relationship managers to structure credit facilities that meet client needs while adhering to risk policies.
• Stay updated on macro‑economic developments, sector trends, and regulatory changes affecting credit risk.
• Assist in the development and refinement of credit risk models and scoring systems.
• Participate in periodic portfolio reviews and stress‑testing exercises.
• Ensure compliance with internal credit policies, Basel III requirements, and local banking regulations.

Required Skills

• Strong analytical and quantitative abilities with proficiency in Excel and financial modeling.
• Excellent written and verbal communication skills for preparing clear credit reports.
• Attention to detail and ability to work under tight deadlines.
• Solid understanding of banking products, credit risk principles, and regulatory frameworks.
• Team‑player mindset with the capacity to collaborate across functions.
• Proficiency in credit risk software or databases is an advantage.

Education

A minimum of a Bachelor’s degree in Finance, Economics, Accounting, Business Administration, or a related discipline is required. Professional certifications such as CFA, FRM, or equivalent are highly desirable and will be considered an asset during the selection process.

Experience

Applicants should possess 3 to 5 years of hands‑on experience in credit analysis, risk assessment, or related roles within a banking or financial services environment. Experience evaluating corporate and SME borrowers, as well as familiarity with local market dynamics in Cameroon, will be particularly valuable.

Salary

The compensation package ranges from 800,000 to 1,200,000 SSP per month, commensurate with experience and qualifications. In addition to the base salary, the role includes performance‑based bonuses, health insurance, and a comprehensive retirement plan.

Benefits

• Competitive salary and performance bonuses.
• Medical and dental coverage for employee and dependents.
• Retirement savings scheme.
• Paid annual leave and public holidays.
• Employee assistance program and wellness initiatives.
• Opportunities for international assignments and cross‑border projects.

Training

• Onboarding program covering bank policies, risk frameworks, and compliance.
• Continuous professional development through workshops, webinars, and industry conferences.
• Support for obtaining professional certifications such as CFA or FRM.
• Mentorship from senior risk officers and access to a knowledge‑sharing platform.

Working Environment

Standard Chartered Bank Cameroon offers a modern, collaborative workspace located in the heart of Yaoundé’s business district. Employees benefit from state‑of‑the‑art technology, flexible working arrangements, and a culture that encourages innovation and knowledge sharing. The bank promotes a healthy work‑life balance and values diversity, ensuring that every team member feels respected and empowered.

Application Process

Interested candidates are invited to submit their application through our online portal. Please visit Cameroon Job Search to upload your resume, cover letter, and any supporting documents. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for an initial interview.

Equal Opportunity Statement

Standard Chartered Bank Cameroon is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, ethnicity, religion, disability, or sexual orientation. All qualified applicants will receive consideration for employment without discrimination.