Job Description
Position: Credit Risk Analyst
Company: Standard Chartered Bank
Location: Douala, Cameroon
Experience: 3-5 years in credit risk analysis
Education: Bachelor’s degree in Finance, Economics, or related field
Employment Type: Full-time
Industry: Banking & Financial Services
Department: Risk Management
Salary: 1,200,000 – 2,000,000 SSP per month
Vacancies:1
Company Overview
Standard Chartered Bank is a leading international banking group with a strong footprint across Africa, including a robust presence in Cameroon. With a commitment to sustainable finance, digital innovation, and community development, the bank offers a dynamic environment for professionals seeking career growth. As part of its strategic expansion, Standard Chartered continues to invest in talent that can drive risk‑aware decision making, supporting the broader goal of economic development in Cameroon. This role contributes directly to the bank’s mission of providing reliable financial services while upholding the highest standards of governance and compliance. The position also aligns with key SEO keywords such as Cameroon Jobs, Jobs in Cameroon, and Career Opportunities in Cameroon.
Job Overview
The Credit Risk Analyst will join the Risk Management department in Douala, focusing on assessing creditworthiness of corporate and SME clients, monitoring portfolio performance, and ensuring compliance with regulatory standards. The analyst will work closely with relationship managers, underwriting teams, and senior risk officers to develop risk models and provide actionable insights. For more information about the bank’s vision and values, visit Cameroon Job Search. This role is essential for maintaining the integrity of the bank’s credit portfolio and supports the broader objective of hiring in Cameroon.
Key Responsibilities
- Analyze financial statements, credit reports, and market data to evaluate borrower risk.
- Develop and maintain credit risk rating models and scoring systems.
- Prepare detailed risk assessment reports for senior management and credit committees.
- Monitor existing loan portfolios for early warning signs and recommend mitigation actions.
- Ensure compliance with Basel III, local banking regulations, and internal risk policies.
- Collaborate with product teams to design risk‑adjusted pricing structures.
- Participate in periodic stress testing and scenario analysis exercises.
Required Skills
- Strong analytical and quantitative abilities with proficiency in Excel and statistical software.
- In‑depth knowledge of credit risk frameworks and regulatory requirements.
- Excellent written and verbal communication skills in English and French.
- Ability to work independently and as part of a cross‑functional team.
- Attention to detail and strong problem‑solving mindset.
- Familiarity with banking products and corporate finance concepts.
Education
A minimum of a Bachelor’s degree in Finance, Economics, Business Administration, or a related discipline is required. Professional certifications such as CFA, FRM, or equivalent are advantageous and demonstrate a commitment to the field.
Experience
Applicants should have 3 to 5 years of hands‑on experience in credit risk analysis within a banking or financial services environment. Experience with loan underwriting, risk modeling, and regulatory reporting is essential.
Salary
The compensation package ranges from 1,200,000 to 2,000,000 SSP per month, reflecting the candidate’s expertise, experience, and the strategic importance of the role within the organization.
Benefits
- Comprehensive health insurance covering medical, dental, and vision.
- Retirement savings plan with employer contributions.
- Performance‑based bonuses and annual salary reviews.
- Paid annual leave, sick leave, and public holidays.
- Employee assistance program and wellness initiatives.
Training
- On‑boarding program covering bank policies, risk frameworks, and compliance.
- Continuous professional development through workshops, webinars, and certifications.
- Mentorship from senior risk officers to accelerate career growth.
- Access to internal learning platforms for skill enhancement.
Working Environment
The role is based in a modern office in Douala’s business district, offering a collaborative atmosphere with state‑of‑the‑art technology and flexible working arrangements. The bank promotes a culture of inclusion, innovation, and ethical conduct, ensuring employees feel valued and motivated.
Application Process
Interested candidates should submit their updated resume and a cover letter outlining their relevant experience through the online portal on the bank’s careers page. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for interviews.
Equal Opportunity Statement
Standard Chartered Bank is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, or any other protected characteristic. Our hiring practices reflect our dedication to fairness and meritocracy in Cameroon.