Credit Risk Analyst Job Vacancy in Mora, Cameroon – Banking & Finance
Job Description
Position: Credit Risk Analyst
Company: Standard Chartered Bank Cameroon
Location: Mora, Cameroon
Experience: 3-5 years in credit risk analysis, preferably within banking sector
Education: Bachelor’s degree in Finance, Economics, Business Administration or related field
Employment Type: Full-time
Industry: Banking & Finance
Department: Risk Management
Salary: SSP 250,000,000 – 400,000,000 per annum
Vacancies:1
Company Overview
Standard Chartered Bank Cameroon is a leading international bank with a strong presence across Africa. Our mission is to drive sustainable economic growth by providing innovative financial solutions to individuals, SMEs, and large corporations. With a commitment to responsible banking, we support community development, digital transformation, and inclusive finance. As part of a global network, we offer employees a dynamic environment where professional growth, diversity, and ethical standards are paramount. Join us to be part of a forward‑thinking team that shapes the future of banking in Cameroon and beyond.
Job Overview
The Credit Risk Analyst will play a pivotal role in assessing creditworthiness, monitoring portfolio risk, and ensuring compliance with regulatory standards. You will work closely with relationship managers, underwriting teams, and senior risk officers to develop robust risk models and provide actionable insights. This position offers a unique opportunity to contribute to the bank’s risk strategy while advancing your career in a reputable international institution.
Key Responsibilities
- Analyze credit applications and financial statements to determine borrower risk profiles.
- Develop and maintain credit risk rating models in line with Basel III guidelines.
- Monitor existing loan portfolios for early warning signs and recommend mitigation actions.
- Prepare detailed risk assessment reports for senior management and regulatory bodies.
- Collaborate with product teams to design risk‑adjusted pricing structures.
- Conduct periodic stress testing and scenario analysis to evaluate portfolio resilience.
- Stay updated on macro‑economic trends, industry developments, and regulatory changes affecting credit risk.
Required Skills
- Strong analytical and quantitative abilities with proficiency in Excel, VBA, and statistical software (e.g., SAS, R).
- In‑depth knowledge of credit risk frameworks, loan underwriting, and financial statement analysis.
- Excellent communication skills to present complex risk concepts to non‑technical stakeholders.
- Attention to detail, high integrity, and ability to work under tight deadlines.
- Team‑player mindset with a proactive approach to problem‑solving.
Education
A bachelor’s degree in Finance, Economics, Business Administration, or a related discipline is required. Professional certifications such as CFA, FRM, or equivalent are highly desirable.
Experience
Applicants should have 3‑5 years of hands‑on experience in credit risk analysis, preferably within a commercial banking environment. Experience with risk modeling, portfolio monitoring, and regulatory reporting is essential.
Salary
The compensation package ranges from SSP 250,000,000 to SSP 400,000,000 annually, commensurate with experience and qualifications. Performance‑based bonuses and incentives are also part of the total rewards.
Benefits
- Comprehensive health insurance covering medical, dental, and vision.
- Retirement savings plan with employer contributions.
- Paid annual leave, sick leave, and public holidays.
- Professional development allowance for certifications and training.
- Employee assistance program and wellness initiatives.
Training
- Onboarding program covering bank policies, risk management tools, and compliance standards.
- Continuous learning modules on advanced credit analytics, data science, and regulatory updates.
- Mentorship from senior risk officers to accelerate career progression.
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Working Environment
Our Mora office offers a modern, collaborative workspace equipped with the latest technology. Employees enjoy a culture that values diversity, inclusion, and work‑life balance. Flexible working arrangements and remote‑work options are available for eligible roles.
Application Process
Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through our online portal. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for interviews.
Equal Opportunity Statement
Standard Chartered Bank Cameroon is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, ethnicity, religion, or background.
