Head of Mobile Payments Innovation Job Vacancy in Bamenda, Cameroon – Banking & Financial Services

Job Description

Position:Head of Mobile Payments Innovation

Company:Bank of Africa Cameroon

Location:Bamenda, Cameroon

Experience:8+ years in mobile payments, digital banking, product development

Education:Master’s degree in Business Administration, Finance, or related field

Employment Type:Full-time

Industry:Banking & Financial Services

Department:Digital Banking & Innovation

Salary:2,500,000 – 3,500,000 SSP per month

Vacancies:1

Company Overview

Bank of Africa Cameroon is a leading pan‑African financial institution with a strong presence across the continent. Established over three decades ago, the bank has built a reputation for delivering innovative banking solutions, fostering financial inclusion, and supporting economic growth in the regions it serves. In Cameroon, the bank operates a network of branches and digital channels that cater to both retail and corporate clients, offering a comprehensive suite of services ranging from traditional deposits and loans to cutting‑edge digital products. The institution’s commitment to technology‑driven transformation has positioned it as a pioneer in mobile banking, enabling millions of Cameroonians to access financial services securely and conveniently from their smartphones. As part of its strategic vision, Bank of Africa Cameroon continuously seeks talent that can drive forward its digital agenda, enhance customer experiences, and contribute to the broader goal of financial empowerment across Cameroon.

With a focus on sustainable growth, the bank invests heavily in employee development, corporate social responsibility, and community outreach programs. Its culture promotes collaboration, innovation, and ethical conduct, ensuring that every team member can thrive while making a meaningful impact on the nation’s financial landscape. The Head of Mobile Payments Innovation will join a dynamic team that is reshaping the future of banking in Cameroon, aligning with the bank’s mission to be the most trusted and forward‑thinking financial partner in the region.

Job Overview

The Head of Mobile Payments Innovation will lead the design, development, and launch of next‑generation mobile payment solutions that meet the evolving needs of consumers, merchants, and enterprises in Cameroon. Reporting directly to the Chief Digital Officer, this senior role will be responsible for crafting a comprehensive mobile payments strategy, overseeing product lifecycle management, and ensuring seamless integration with existing banking platforms. The successful candidate will work closely with cross‑functional teams—including technology, risk, compliance, marketing, and operations—to deliver secure, user‑friendly, and scalable mobile payment products that drive adoption, increase transaction volumes, and generate new revenue streams.

This position offers a unique opportunity to shape the digital future of banking in Cameroon, leveraging emerging technologies such as QR code payments, NFC, blockchain, and AI‑driven fraud detection. The role also involves close collaboration with external partners, fintech startups, and regulatory bodies to ensure that the bank’s mobile payment ecosystem remains compliant, competitive, and aligned with global best practices. By championing innovation and customer‑centric design, the Head of Mobile Payments Innovation will play a pivotal role in advancing financial inclusion and supporting the country’s broader digital transformation agenda.

Key Responsibilities

• Develop and execute a comprehensive mobile payments roadmap aligned with the bank’s digital strategy and market trends.
• Lead end‑to‑end product development, from concept and design to testing, launch, and post‑launch optimization.
• Collaborate with technology teams to ensure robust integration with core banking systems, APIs, and third‑party services.
• Define product features, pricing models, and go‑to‑market strategies that maximize user adoption and profitability.
• Monitor key performance indicators (KPIs) such as transaction volume, active users, and revenue, and implement data‑driven improvements.
• Ensure compliance with local regulations, AML/CFT requirements, and international security standards (PCI‑DSS, ISO 27001).
• Manage relationships with fintech partners, merchants, and ecosystem stakeholders to expand the mobile payments network.
• Lead a multidisciplinary team of product managers, designers, analysts, and engineers, fostering a culture of innovation and continuous learning.
• Conduct market research and competitive analysis to identify emerging opportunities and threats.
• Represent the bank at industry conferences, workshops, and forums to showcase its mobile payments capabilities.

Required Skills

• Deep expertise in mobile payments, digital wallets, and fintech ecosystems.
• Strong understanding of banking operations, core banking integration, and API architectures.
• Proven leadership experience managing cross‑functional product teams.
• Excellent analytical skills with the ability to translate data insights into actionable strategies.
• Knowledge of regulatory frameworks governing electronic payments in Cameroon and the CEMAC region.
• Exceptional communication and stakeholder management abilities.
• Strategic thinking combined with hands‑on execution mindset.
• Fluency in French and English, both written and spoken.

Education

A Master’s degree in Business Administration, Finance, Computer Science, or a related discipline is required. Professional certifications such as Certified Scrum Product Owner (CSPO), PMP, or relevant fintech credentials are highly desirable.

Experience

Minimum of 8 years of progressive experience in mobile payments, digital banking, or fintech product development, with at least 3 years in a senior leadership role. Demonstrated success in launching mobile payment products in emerging markets is essential.

Salary

The compensation package ranges from 2,500,000 to 3,500,000 SSP per month, commensurate with experience and qualifications. The package includes performance‑based bonuses, health insurance, and retirement benefits.

Benefits

• Competitive base salary with annual performance bonuses.
• Comprehensive health and dental coverage.
• Retirement savings plan.
• Paid parental and annual leave.
• Employee stock purchase options.
• Flexible working arrangements and remote‑work opportunities.

Training

• Continuous professional development programs and certifications.
• Access to industry conferences and fintech workshops.
• Mentorship from senior executives and thought leaders.
• In‑house training on emerging technologies such as blockchain and AI.

Working Environment

The role is based in Bamenda’s modern office campus, featuring collaborative workspaces, state‑of‑the‑art meeting rooms, and a vibrant community of innovators. Employees enjoy a supportive atmosphere that encourages creativity, knowledge sharing, and work‑life balance. The bank promotes a diverse and inclusive culture where every voice is valued.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through our online portal. Applications will be reviewed on a rolling basis. For more information about the bank and its career opportunities, please visit Cameroon Job Search. Selected applicants will be contacted for an initial interview, followed by technical assessments and final discussions with senior leadership.

Equal Opportunity Statement

Bank of Africa Cameroon is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, ethnicity, religion, disability, or sexual orientation. All qualified applicants will receive consideration for employment without discrimination.