Credit Analyst Job Vacancy in Yaoundé, Cameroon – Banking & Financial Services

Job Description

Position: Credit Analyst

Company: Standard Chartered Bank Cameroon

Location: Yaoundé, Cameroon

Experience: 2-4 years of credit analysis experience

Education: Bachelor’s degree in Finance, Economics, or related field

Employment Type: Full-time

Industry: Banking & Financial Services

Department: Credit Risk Management

Salary: 800,000 – 1,200,000 SSP per month

Vacancies:1

Company Overview

Standard Chartered Bank Cameroon is a leading international bank with a strong presence across Africa. With a legacy of more than 150 years, the bank provides a comprehensive suite of financial services, including retail banking, corporate finance, and wealth management. Operating in Yaoundé, the capital city, the bank is committed to fostering economic growth, supporting entrepreneurship, and delivering innovative banking solutions to both individuals and businesses. As part of its mission to be the best bank for its customers, Standard Chartered invests heavily in technology, talent development, and sustainable finance, making it an attractive employer for professionals seeking a dynamic and inclusive workplace. This role contributes directly to the bank’s credit risk strategy, supporting the broader goal of financial stability and inclusive growth in Cameroon. Keywords such as Cameroon Jobs, Jobs in Cameroon, and Career Opportunities in Cameroon are central to the bank’s recruitment messaging.

Job Overview

The Credit Analyst will join the Credit Risk Management department, reporting to the Credit Risk Manager. The primary responsibility is to evaluate creditworthiness of corporate and SME borrowers, conduct financial analysis, and prepare detailed credit proposals. The analyst will work closely with relationship managers, underwriters, and senior credit officers to ensure that lending decisions align with the bank’s risk appetite and regulatory requirements. This position offers exposure to a diverse portfolio of industries, providing a solid foundation for a career in banking and finance. For more information about Standard Chartered’s presence in Cameroon, visit Cameroon Job Search. The role is a key component of the bank’s hiring in Cameroon, reinforcing its commitment to attracting top talent.

Key Responsibilities

• Analyze financial statements, cash flow projections, and market trends to assess borrower credit risk.
• Prepare comprehensive credit memorandums and risk rating recommendations.
• Collaborate with relationship managers to structure loan terms that meet client needs while protecting the bank’s interests.
• Monitor existing loan portfolios for early warning signs and recommend corrective actions.
• Ensure compliance with internal credit policies and external regulatory guidelines.
• Participate in credit committee meetings and present findings to senior management.
• Maintain accurate records in the bank’s credit management system.
• Contribute to the development of credit risk models and analytical tools.

Required Skills

• Strong analytical and quantitative abilities.
• Proficiency in financial modeling and Excel.
• Excellent written and verbal communication skills.
• Attention to detail and ability to work under tight deadlines.
• Understanding of Cameroonian banking regulations and credit standards.
• Team‑player mindset with collaborative approach.
• Problem‑solving orientation and proactive attitude.
• Fluency in French and English.

Education

A minimum of a Bachelor’s degree in Finance, Economics, Accounting, or a related discipline is required. Professional certifications such as CFA, FRM, or equivalent are advantageous but not mandatory.

Experience

Candidates should have 2‑4 years of experience in credit analysis, loan underwriting, or financial advisory within a banking or financial services environment. Experience with corporate or SME lending in Cameroon or the broader Central African region is highly valued.

Salary

The position offers a competitive salary range of 800,000 to 1,200,000 SSP per month, commensurate with experience and qualifications. Performance‑based bonuses and annual salary reviews are part of the compensation package.

Benefits

• Health insurance covering medical, dental, and vision.
• Retirement savings plan with employer contributions.
• Paid annual leave and public holidays.
• Professional development allowance.
• Employee assistance program.
• Access to the bank’s global mobility opportunities.

Training

• Comprehensive onboarding program covering bank policies, systems, and compliance.
• Ongoing technical training in credit risk assessment and financial modeling.
• Leadership development workshops for high‑potential employees.
• Access to e‑learning platforms and industry certifications.
• Mentorship from senior credit officers.

Working Environment

The role is based in a modern office in Yaoundé’s business district, featuring open‑plan workspaces, meeting rooms equipped with video‑conferencing technology, and collaborative zones. The bank promotes a culture of inclusion, diversity, and continuous learning, encouraging employees to share ideas and drive innovation. Flexible working arrangements are available, supporting work‑life balance while maintaining high service standards.

Application Process

Interested candidates should submit their application through the Standard Chartered careers portal, attaching a tailored CV and a cover letter highlighting relevant experience. Applications will be screened by the Talent Acquisition team, followed by an initial phone interview, a technical assessment, and a final interview with the Credit Risk Manager. The recruitment timeline typically spans four to six weeks.

Equal Opportunity Statement

Standard Chartered Bank Cameroon is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, age, disability, or sexual orientation. Our hiring practices reflect our dedication to fairness and meritocracy, ensuring that every candidate receives an unbiased evaluation based on skills and experience.