Credit Risk Officer Job Vacancy in Yaoundé, Cameroon – Banking & Financial Services

Job Description

Position: Credit Risk Officer

Company: Standard Chartered Bank Cameroon

Location: Yaoundé, Cameroon

Experience: 3-5 years in credit risk analysis

Education: Bachelor’s degree in Finance, Economics, or related field

Employment Type: Full-time

Industry: Banking & Financial Services

Department: Risk Management

Salary: 1,500,000 – 2,500,000 SSP per month

Vacancies:1

Company Overview

Standard Chartered Bank Cameroon is a leading international bank with a strong heritage of over 150 years in delivering innovative financial solutions across Africa. Operating in Yaoundé and other major cities, the bank supports individuals, SMEs, and large corporates with a comprehensive suite of products ranging from retail banking to corporate finance. As part of a global network, Standard Chartered brings best‑in‑class risk management frameworks, technology platforms, and a commitment to sustainable development. The bank’s presence in Cameroon contributes significantly to the nation’s economic growth, fostering financial inclusion and supporting key sectors such as agriculture, energy, and infrastructure. Prospective candidates will join a dynamic team that values integrity, diversity, and continuous improvement, making this role an excellent gateway for career advancement in the vibrant landscape of Cameroon Jobs.

Job Overview

The Credit Risk Officer will play a pivotal role in assessing, monitoring, and mitigating credit risk across the bank’s loan portfolio in Cameroon. Working closely with relationship managers, product specialists, and senior risk leaders, the officer will ensure that credit decisions align with the bank’s risk appetite and regulatory requirements. This position offers a unique opportunity to influence credit policy, develop analytical models, and contribute to the bank’s strategic objectives. For more information about the organization and its values, visit Cameroon Job Search. The role is central to the bank’s commitment to responsible lending and supports the broader goal of creating sustainable economic opportunities, reinforcing the relevance of Jobs in Cameroon and Career Opportunities in Cameroon.

Key Responsibilities

• Conduct thorough credit assessments for corporate, SME, and retail loan applications, including financial statement analysis, cash flow modeling, and industry risk evaluation.
• Prepare detailed credit proposals and risk ratings, presenting findings to the Credit Committee for approval.
• Monitor existing loan portfolios, identify early warning signs, and recommend remedial actions to mitigate potential defaults.
• Develop and maintain credit risk models, stress‑testing frameworks, and risk dashboards to support data‑driven decision making.
• Collaborate with compliance and legal teams to ensure adherence to local regulations and international banking standards.
• Provide training and guidance to junior analysts and relationship managers on credit risk best practices.
• Contribute to the continuous improvement of credit policies, procedures, and risk appetite statements.

Required Skills

• Strong analytical abilities with proficiency in financial analysis, ratio interpretation, and credit scoring techniques.
• Excellent written and verbal communication skills for preparing reports and presenting to senior stakeholders.
• Advanced knowledge of banking regulations in Cameroon and Basel III standards.
• Proficiency in risk management software and Microsoft Office Suite, especially Excel.
• Ability to work independently, prioritize multiple tasks, and meet tight deadlines.
• High ethical standards and a commitment to confidentiality.

Education

A minimum of a Bachelor’s degree in Finance, Economics, Business Administration, or a related discipline is required. Professional certifications such as CFA, FRM, or equivalent are highly desirable and demonstrate a commitment to excellence in risk management.

Experience

Applicants should have 3 to 5 years of hands‑on experience in credit risk analysis within a banking or financial services environment. Experience in emerging markets, particularly in Central Africa, will be considered an advantage, as it provides valuable insight into local market dynamics and borrower behavior.

Salary

The compensation package ranges from 1,500,000 to 2,500,000 SSP per month, reflecting the candidate’s expertise, experience, and the strategic importance of the role. In addition to the base salary, performance‑based bonuses and other incentives are offered to reward outstanding contributions.

Benefits

• Comprehensive health insurance covering medical, dental, and vision care.
• Retirement savings plan with employer matching contributions.
• Paid annual leave, sick leave, and public holidays in accordance with Cameroonian labor law.
• Employee assistance program and wellness initiatives.
• Opportunities for international mobility within Standard Chartered’s global network.

Training

• On‑boarding program covering bank policies, risk frameworks, and compliance standards.
• Access to Standard Chartered’s internal learning platform for continuous professional development.
• Support for external certifications such as CFA, FRM, or advanced risk management courses.
• Mentorship from senior risk leaders to accelerate career growth.

Working Environment

The role is based in a modern office in Yaoundé’s business district, featuring collaborative workspaces, state‑of‑the‑art technology, and a culture that encourages knowledge sharing. Employees benefit from flexible working arrangements, a supportive leadership team, and a commitment to diversity and inclusion, making Standard Chartered an employer of choice for those seeking Employment in Cameroon.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through the online application portal on the bank’s careers page. Applications will be reviewed on a rolling basis, and shortlisted candidates will be invited for a virtual interview followed by an on‑site assessment center in Yaoundé. The recruitment timeline typically spans four to six weeks from submission to final offer.

Equal Opportunity Statement

Standard Chartered Bank Cameroon is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment where all employees, regardless of gender, ethnicity, disability, or background, can thrive. Our hiring practices reflect our dedication to fairness, and we encourage all qualified individuals to apply for this Job Vacancy in Cameroon.